Budget based on
your lifestyle

Stop guessing how much to spend. TBY creates realistic budgets by understanding your goals—like eating twice a week and tells you exactly what you need to make it happen.

Smart budgeting is just the beginning. We're building the complete financial planning platform you've been waiting for.

Why TBY works when others don't

Traditional budgeting apps force you to guess spending limits and manually categorize everything. We take a completely different approach.

Goal-based, not limit-based

Smart Budget Creator

Tell us your lifestyle goals — like coffee twice a week or monthly date nights—and we'll calculate exactly what you need to budget. No more guessing.

Minimal manual work required

AI-Powered Categorization

Our AI automatically categorizes your transactions. Spend less time organizing and more time living your life.

Tunable to your personality

Active Notifications

Stay on track with personalized check-ins that match your communication style—friendly coaching, stern accountability, or anything in between.

Ready to transform your financial future?

Get exclusive early access and special launch pricing.